learn about our history

About Us


Cash Flow... Fast

Nova Cash Flow Finance is a member of the Nova Finance Groupfounded in 2004 by a team that understands small business and maximising cash flow. Nova has provided funding solutions to small and medium-sized businesses in all states in Australia for over 18 years and has a combined 40 years of experience in funding SMEs. We are solution focused and outcome drive.



Need to move quickly? Moving with speed is our specialty. Put us to the test today.



We understand the unique challenges that Australian small businesses face.



We don’t believe in one size fits all. Let us customise a funding solutions for your specific needs.

"Never take your eyes off the cash flow because it's the lifeblood of business”

Richard Branson

remember the past

Since 2004

Nova Cash Flow Finance started as  small family business in 2005. The Directors were previously small business owners themselves and experienced first hand the difficulty small business have finding suitable funding for their operation. 

We understand that often the banks aren’t a viable solution for many business and therefore alternative funding arrangements are required.

This experience gives Nova a unique ability to assess a business based on more than just it’s credit history.

important things you should know

Questions And Answers

From the time that all application information is received our typical approval time in 24 hours.

We realise sometime business conditions get tough and this can affect credit history for the business and it’s owners. NCFF has no minimum credit score and instead will evaluate your application based on other factors.

Yes! Nova has a small team dedicated to your business. Unlike larger institutions you are not just a number to us. You can talk to real people that give you real answers so you know at all times exactly where you stand.

Typically we can fund up to 80% of the value of your invoices. This means if you have $500,000 owing from your customers we can advance up to $400,000!

Absolutely Not. 

This will largely depend of the types of Clients and Suppliers you have, and the funding requirements of your business. Talk to us to find out more.

Simply call us or fill out the contact form and we will call you to walk you through the process and answer any questions.

Ready to Get Started?

Get in touch with us below to find out more about how Nova Cash Flow Finance can help give your Business a Cash Flow Boost.