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Invoice Finance | Asset Rental

Working capital from your own invoices.

Get paid sooner for up to 85% of your invoices by turning them into cash with the help of Cashflow Finance Experts.

✓ 28-48 hrs funding ✓ No property security ✓ Up to 85% advance rate ✓ Limits to $2,000,000
TC ML RB

Trusted by Australian SMEsacross transport, construction & labour hire

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Years Established
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Approval time
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Advance Rate up to
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Why Nova

Cash flow solved. Business kept moving.

We fill the gap between doing the work and getting paid, so you can pay staff, take on more jobs, and grow without waiting on slow-paying clients.

24-48 hour funding

Cash in your account the same day you submit invoices — after your first facility is approved.

Flexible terms

We assess your clients' creditworthiness, not yours. New businesses and thin credit profiles welcome.

Grows with your revenue

Your facility scales as your invoice volume grows. No fixed cap holding back a growing business.

Our Solutions

Two ways Nova can help

Choose one that fits your business needs.

Invoice Finance

Turn your unpaid invoices into cash

  • No property security required
  • Up to 85% advance rate
  • Credit limits up to $2,000,000
  • Funding grows with your business
Apply for Invoice Finance
Asset Rental

Get the equipment you need now

  • No Property Security Required
  • No minimum Credit Score
  • Equipment up to $200,000
  • Most Equipment on Wheels & Tracks
Explore Asset Rentals
How it Works

Application in 4 simple steps

Turn your unpaid invoices into cash 4 easy steps.

1

Quick Application

Tell us about your business and invoices online which takes under 5 minutes.

2

Assessment

We review your clients’ creditworthiness, not yours  with no property security needed.

3

Approved in 24-48 hrs

Most facilities are approved and set up within 48 hours.

4

Cash in your account

Submit an invoice, receive funds in 24-48 hours.

What our clients Say About Us

Client Testimonials

Since commencing business with Nova Cashflow Finance, their service has been impeccable, always working with our staff to meet deadlines and meet business requirements. The team at Nova Cash Flow Finance are easy to work with and have excellent interpersonal skills. Nova Cashflow Finance have a user friendly online interface which allows us to submit invoices, download reports and update customer information with ease. I would like to ask you to consider Nova Cashflow Finance for your factoring needs of your company. I strongly recommend the services of the company.
ConnieNew Labour Hire Business
Nova provides our business with a reliable easy to use cash flow solution. Their funding has helped our business grow and develop. They have easy to use online software that is very transparent so we can see what is happening with each and every invoice.
Tyler RTransport Business Owner
I don’t think I could operate my business without Nova Cash Flow Finance. They turn my loads into cash and keep my wheels rolling.
Clive STransport and Logistics Operator
Cash is King in our business and Nova Cash Flow Finance have solved our cash flow problems more than once. It’s one of the best moves we have ever taken.
John MDistributor
Nova Cash Flow Finance have been a big help in our business. Keeping the cash flowing and helping us to pay our bills and grow our business.
Trish WContractor

Ready to unlock your cash flow?

Choose one that fits your business needs.