Want to Improve Your Cash Flow?
Want to Beat Your Competition?
Could you grow your business with extra capital?

Turn your invoices into cash in 24hrs!

If you got paid today…
For the work you did yesterday…
Think about what you could do tomorrow!

Your Finance Solution is One Click Away!

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Why Choose Nova Cash Flow Finance?

Cash flow solutions from $20K to $1M

Cash flow solutions from $20K to $1M

24 hrs Approval

Approval within 24 hrs 

80% Advance Rate

Up to 80% Advance Rate

247 online access to Factored account

24/7 online access to cloud-based software

Assistance in credit collections

Assistance in credit collections

Free online invoicing & debtors ledger software

Free online invoicing & debtors ledger software

fund startups

Startup Funding available

Outcome driven and Available to you 247 just a phone call

Outcome driven customer service

respond fast

We Respond Fast

settle fast

We Settle Fast

Solution Focused Approvals

Solution Focused Approvals

Spot single debtor & full ledger solutions available

Single invoice, single debtor & full ledger solutions available

At Nova Cash Flow Finance we understand the importance of small and medium sized business to the Australian economy. In fact, we ourselves have come from growing several businesses over 40 years as a part of the overarching Nova Business Finance Group.

Nova Cash Flow Finance, as a part of the Group, was founded in 2004 by a team that is committed to SME positive cash flow and growth. Nova Cash Flow Finance helps you release the capital tied up in your unpaid customer sales invoices so that you can grow your business today!

We can deliver you with a prompt approval in no more than 24hrs after all application data is received. Cash can then be in your bank account in 24 hrs of submitting your invoices.

Nova Cash Flow Finance – we are committed to your business being our business.

What Our Clients Say About Us:


Since commencing business with Nova Cashflow Finance, their service has been impeccable, always working with our staff to meet deadlines and meet business requirements. The team at Nova Cash Flow Finance are easy to work with and have excellent interpersonal skills. Nova Cashflow Finance have a user friendly online interface which allows us to submit invoices, download reports and update customer information with ease.
I would like to ask you to consider Nova Cashflow Finance for your factoring needs of your company. I strongly recommend the services of the company.​


New Labour Hire Business

Nova provides our business with a reliable easy to use cash flow solution. Their funding has helped our business grow and develop. They have easy to use online software that is very transparent so we can see what is happening with each and every invoice. ​

Tyler R

Transport Business Owner

I don’t think I could operate my business without Nova Cash Flow Finance. They turn my loads into cash and keep my wheels rolling.

Clive S

Transport and Logistics Operator

Cash is King in our business and Nova Cash Flow Finance have solved our cash flow problems more than once. It’s one of the best moves we have ever taken.

John M


Nova Cash Flow Finance have been a big help in our business. Keeping the cash flowing and helping us to pay our bills and grow our business.

Trish W



Why Choose Nova Cash Flow Finance?