Built for the payment gap between claim lodged and claim paid.
24 hours
verified claim to fund
$50K-$2M
credit limits
0
property claim
90 days
eligibility claim window
Construction & Trades
You've lodged the claim.
The site doesn't wait
Turn eligible B2B progress claims into working capital in as little as 24 hours without putting property into line.
Progress claim
Approved
$0
The Real Problem
Your costs move weekly. Your client pays eventually.
You finished the job. The invoice is raised. Now you wait.
And while you wait, the business keeps moving whether you’ve been paid or not.
60
Job Starts
Day 30
Day 60
Payment Lands
Your Costs
Materials
paid upfront
Wages
every week
Subbies
job complete
Client Payment
The Gap You Carry
Claim paid
Close the Gap
Turn completed work into cash that keeps the job moving.
Not another loan. A revolving facility built around work you have already done.
Lodge your claim
Eligible B2B progress claims within 90 days.
Access an advance
Up to 75% of the eligible claim value.
Keep building
Pay the costs now. The facility clears when your client pays.
More work. More Headache.
Your pipeline grows. Your facility can grow with it.
No fresh application every time. A new certified claim is all it takes.
"
Cash is king in our business — and Nova solved our cash-flow problems.
How it Works
Three steps. Then your site keeps moving.
Most clients are set up within a week. Once live, eligible claims can be funded in as little as 24 hours.
Most clients are set up within a week. Once live, eligible claims can be funded in as little as 24 hours.
01
Talk to us
Call or fill in the form below. We'll ask a few questions about your business and the work you do. No obligation, no credit hit.
02
Send Your Documents
Basic business details and your current claims or debtors ledger. Our team will have a credit limit offer back to you within 24 hours.
03
Get Funded
Lodge your progress claim, submit it through our online platform, and cash hits your account in within 48 hours.
Why Nova
Funding without the fog
Straight answers, flexible terms, and one person who knows your business
01
Progress-claim fluent
A few short questions about your business and your next claim. No obligation.
02
No property security.
Your home stays out of the facility.
03
No hidden fees
What we quote is what you pay.
04
One person to call
Someone who knows the account and answers the phone.
Who we help
Built for people who build
The questions everyone asks
Straight answers, flexible terms, and one person who knows your business
Interested to know more? Download our brochure here.
Progress claim funding gives construction and trades businesses fast access to cash tied up in claims they have lodged but not yet been paid for.
Instead of waiting 30, 60, or 90 days for the head contractor or builder to pay, you receive an advance against the claim, usually within 24 hours.
Nova advances up to 75% of the value of an eligible progress claim.
When your client pays the claim in full, the remaining balance clears, less our fee.
Most clients are set up within a week. Once your facility is live, funds against a lodged claim can hit your account in as little as 24 hours.
No. Your progress claims and invoices are the security. Your home and personal property stay out of it.
No. There is no minimum claim value. Credit limits range from $50,000 to $2,000,000 depending on your business and work pipeline.
No. Nova funds business to business construction and trades work only.
We do not fund residential or domestic building projects.
Yes. The head contractor or builder is notified and acknowledges the claims and invoices.
This is a normal part of how progress claim funding works and most builders are familiar with it.
Nova works with electrical, plumbing, concreting, earthworks, carpentry, painting, tiling, steel fixing, fit-out, civil, and landscaping businesses, along with any subcontractor working under a head contractor or builder.
No. It is not a loan and there are no fixed repayments. You access cash against work you have already done and claimed. When your client pays, the facility clears.
Terms start from 6 months, and most clients run on 12-month facilities. You are not locked into long multi-year agreements.
Nova advances up to 75% of the value of your eligible progress claim. The remaining balance is held until your client pays, then released less our fee.
This structure keeps the facility clean and predictable for both sides.
Ready when you are
Let's make the cash flow gap someone else's problem.
Find out where you stand. No obligation, no credit hit.
Prefer a person?
Call Jodie 0474 967 320
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