Specialists in Debtor Finance

Nova Cash Flow Finance has provided Cash Flow Finance to Small and Medium sized business in Australia for over 10 years and has a combined 30 years of experience in the industry.

A typical business that uses Debtor Finance are businesses such as wholesalers, manufacturers, employment agencies, IT companies, call centres and transport companies. Contact us to know how Nova Cash Flow Finance can help your business.

Benefits of Debtor Finance

• Releases existing capital for business expansion
• Meet payroll without stressing about where to find the money
• Pay outstanding tax debt
• Balance Sheet friendly as it’s not external debt
• No fixed repayment, the debt is covered by payment of the invoice by the customer
• Take advantage of supplier prompt payment discounts
• Use the capital tied up in unpaid sales invoices to hire more staff to expand
• Use the capital tied up in unpaid sales invoice to purchase equipment 
• Improve your standing with your suppliers as a reliable payer
• More predictable cash flow 

Your Cash Flow Finance Solution Now

Why Make An Application for Debtor Finance with us?

Cash flow solutions from $20K to $1M

Cash flow solutions from $20K to $1M

24 hrs Approval

Approval in 24 hrs 

80% Advance Rate

80% Advance Rate

247 online access to Factored account

24/7 online access to cloud-based software

Assistance in credit collections

Assistance in credit collections

Free online invoicing & debtors ledger software

Free online invoicing & debtors ledger software

fund startups

Fund Startups

Outcome driven and Available to you 247 just a phone call

Outcome driven customer service

respond fast

We Respond Fast

settle fast

We Settle Fast

Solution Focused Approvals

Solution Focused Approvals

Spot single debtor & full ledger solutions available

Single invoice, single debtor & full ledger solutions available

What Our Clients Say About Us:


Since commencing business with Nova Cashflow Finance, their service has been impeccable, always working with our staff to meet deadlines and meet business requirements. The team at Nova Cash Flow Finance are easy to work with and have excellent interpersonal skills. Nova Cashflow Finance have a user friendly online interface which allows us to submit invoices, download reports and update customer information with ease.
I would like to ask you to consider Nova Cashflow Finance for your factoring needs of your company. I strongly recommend the services of the company.​


New Labour Hire Business

Nova provides our business with a reliable easy to use cash flow solution. Their funding has helped our business grow and develop. They have easy to use online software that is very transparent so we can see what is happening with each and every invoice. ​

Tyler R

Transport Business Owner

I don’t think I could operate my business without Nova Cash Flow Finance. They turn my loads into cash and keep my wheels rolling.

Clive S

Transport and Logistics Operator

Cash is King in our business and Nova Cash Flow Finance have solved our cash flow problems more than once. It’s one of the best moves we have ever taken.

John M


Nova Cash Flow Finance have been a big help in our business. Keeping the cash flowing and helping us to pay our bills and grow our business.

Trish W