Specialists in Working Capital Finance

Nova Cash Flow Finance has provided working capital finance to SME business in Australia for over 10 years and has a combined 40 years of experience in the industry.

A typical business that uses Cashflow Finance are businesses such as wholesalers, manufacturers, employment agencies, IT companies, call centres & transport companies.

Benefits of Working Capital Finance

  • Release cash for business expansion
  • Meet payroll without the need to stress about where to find the money
  • Pay outstanding tax
  • Balance Sheet friendly – easy to use
  • There is no fixed repayment
  • Take advantage of supplier prompt payment discounts
  • Use the working capital tied up in unpaid customer invoices to employ more staff to expand
  • Use the working capital tied up in unpaid customer invoices to upgrade equipment
  • Improve your status with your current suppliers as a reliable payer
  • More conventional cash flow

Get in Touch

Why Make An Application for Working Capital Finance with us?

Cash flow solutions from $20K to $1M

Cash flow solutions from $20K to $1M

24 hrs Approval

Approval within 24 hrs

80% Advance Rate

Up to 80% Advance Rate

247 online access to Factored account

24/7 online access to cloud-based software

Assistance in credit collections

Assistance in credit collections

Free online invoicing & debtors ledger software

Free online invoicing & debtors ledger software

fund startups

Fund Startups

Outcome driven and Available to you 247 just a phone call

Outcome driven customer service

respond fast

We Respond Fast

settle fast

We Settle Fast

Solution Focused Approvals

Solution Focused Approvals

Spot single debtor & full ledger solutions available

Single invoice, single debtor & full ledger solutions available

What Our Clients Say About Us:


Since commencing business with Nova Cashflow Finance, their service has been impeccable, always working with our staff to meet deadlines and meet business requirements. The team at Nova Cash Flow Finance are easy to work with and have excellent interpersonal skills. Nova Cashflow Finance have a user friendly online interface which allows us to submit invoices, download reports and update customer information with ease.
I would like to ask you to consider Nova Cashflow Finance for your factoring needs of your company. I strongly recommend the services of the company.​


New Labour Hire Business

Nova provides our business with a reliable easy to use cash flow solution. Their funding has helped our business grow and develop. They have easy to use online software that is very transparent so we can see what is happening with each and every invoice. ​

Tyler R

Transport Business Owner

I don’t think I could operate my business without Nova Cash Flow Finance. They turn my loads into cash and keep my wheels rolling.

Clive S

Transport and Logistics Operator

Cash is King in our business and Nova Cash Flow Finance have solved our cash flow problems more than once. It’s one of the best moves we have ever taken.

John M


Nova Cash Flow Finance have been a big help in our business. Keeping the cash flowing and helping us to pay our bills and grow our business.

Trish W