About Nova Cash Flow Finance

Nova Cash Flow Finance is a member of the Nova Business Finance Groupfounded in 2004 by a team that understands small business and invoice factoring – and knew they could do it better. Nova has provided cash flow finance to small and medium-sized businesses in all states in Australia for over 15 years and has a combined 40 years of experience in funding SME’s. We are solution focused and outcome drive.

At Nova we understand the importance of small business to the Australian economy. We don’t just pay lip service to it. Our maxim – “If your bank can’t do it then we probably can” rings true every day of the week.

Our positive, go-getting, attitude can deliver you with a prompt approval in no more than 24hrs after all application data is received. Cash can then be in your bank account in 24 hrs of submitting invoices.

Let Nova Cash Flow Finance help you release the capital tied up in your unpaid sales invoices and grow your business today.

Get in Touch

Why Nova Cash Flow Finance?

  • Solution focused
  • Fast response
  • 24 hr approval
  • Next day payment
  • 80% advance rate
  • Startup financing welcome
  • Cash flow solutions from $20K to $1M
  • Single invoice, single debtor & full ledger solutions available
  • 24/7 online access to cloud-based factoring software
  • Free online invoicing & debtors ledger software
  • Assistance in credit collections
Brand Story - Nova Cash Flow Finance

What Our Clients Say About Us:


Since commencing business with Nova Cashflow Finance, their service has been impeccable, always working with our staff to meet deadlines and meet business requirements. The team at Nova Cash Flow Finance are easy to work with and have excellent interpersonal skills. Nova Cashflow Finance have a user friendly online interface which allows us to submit invoices, download reports and update customer information with ease.
I would like to ask you to consider Nova Cashflow Finance for your factoring needs of your company. I strongly recommend the services of the company.​


New Labour Hire Business

Nova provides our business with a reliable easy to use cash flow solution. Their funding has helped our business grow and develop. They have easy to use online software that is very transparent so we can see what is happening with each and every invoice. ​

Tyler R

Transport Business Owner

I don’t think I could operate my business without Nova Cash Flow Finance. They turn my loads into cash and keep my wheels rolling.

Clive S

Transport and Logistics Operator

Cash is King in our business and Nova Cash Flow Finance have solved our cash flow problems more than once. It’s one of the best moves we have ever taken.

John M


Nova Cash Flow Finance have been a big help in our business. Keeping the cash flowing and helping us to pay our bills and grow our business.

Trish W



If you have any Cash Flow Finance or Working Capital requirements, feel free to contact us on 1300 138 186 or email us at operations@nbf.com.au.