Nova Cash Flow Finance has provided Cash Flow Finance to Small and Medium sized business in all States in Australia for over 15 years and has a combined 50 years of experience in the industry.

About Nova Cash Flow Finance?

Nova Cash Flow Finance has provided Cash Flow Finance to Small and Medium sized business in all States in Australia for over 15 years and has a combined 35 years of experience in the fund SME’s. We are solution focused and outcome driven and available to you 24/7 just a phone call or a click away.

At Nova Cash Flow Finance (NCFF) we understand the importance of Small Business (SME’s) to the Australian economy. We don’t just pay lip service to it. Our maxim – “If your bank can’t do it then we probably can”rings true every day of the week.

Our positive, upbeat, go-getting, attitude can see you with an almost prompt Approval in no morethan 24hrs after all application data is received and cash can be in your bank account in 24 hrs or submitting invoices.

We believe “Cashflow is the Lifeblood of Business”so we know you need funding NOW to keep moving forward.

Being solutions focused and outcome driven we are single minded in our ability to assist with securing working capital/cashflow finance for your business.

Your Cash Flow Finance Solution Now

Founded in 2004 Nova Finance Group by a team that understood small business and understood factoring and thought they could do it better; and here we are over a decade later still growing and helping Australian business grow.

Based in Brisbane, we are a privately owned, so we are “hands on” approach and a first-hand understanding of business ourselves.

We know only too well the day to day pressures our Clients; small business owners, face when they run short of capital because they’ve completed a service and negotiated payment term but then have to wait, and wait and wait ….. for payment.

What if an unexpected cost or opportunity comes up the next day but they don’t have the working capital to fund it or take the opportunity?

Nova Cash Flow Finance can help YOUR business by getting you the money you need by releasing the capital tied up in your unpaid sales invoices.

Sometimes we can get that done on the same day, (all we will need is your customers timely verification the invoice is correct).

At Nova Cash Flow Finance, we understand that time is money. We can give a prompt decision (usually approval) on your application, often within 24 hrs.

At the same time, we understand that each business is different as each business owner is different. We can usually tailor a facility to suit your needs and that can adapt to work with your circumstances.

 Why Nova Cash Flow Finance?

  • Solution Focused Approvals
  • Outcome driven and Available to you 24/7 just a phone call or a click away.
  • We settle FAST
  • Fast Response
  • 24 hrs Approval
  • Next day payment
  • 80%  Advance rate
  • Startup financing welcome
  • Cash flow solutions from $20K to $1M
  • Spot single debtor & full ledger solutions available
  • 24/7 online access to Factored account
  • Free online invoicing & debtors ledger software
  • Assistance in credit collections

What Our Clients Say About Us:


Since commencing business with Nova Cashflow Finance, their service has been impeccable, always working with our staff to meet deadlines and meet business requirements. The team at Nova Cash Flow Finance are easy to work with and have excellent interpersonal skills. Nova Cashflow Finance have a user friendly online interface which allows us to submit invoices, download reports and update customer information with ease.
I would like to ask you to consider Nova Cashflow Finance for your factoring needs of your company. I strongly recommend the services of the company.​


New Labour Hire Business

Nova provides our business with a reliable easy to use cash flow solution. Their funding has helped our business grow and develop. They have easy to use online software that is very transparent so we can see what is happening with each and every invoice. ​

Tyler R

Transport Business Owner

I don’t think I could operate my business without Nova Cash Flow Finance. They turn my loads into cash and keep my wheels rolling.

Clive S

Transport and Logistics Operator

Cash is King in our business and Nova Cash Flow Finance have solved our cash flow problems more than once. It’s one of the best moves we have ever taken.

John M


Nova Cash Flow Finance have been a big help in our business. Keeping the cash flowing and helping us to pay our bills and grow our business.

Trish W



If you have any Cash Flow Finance or Working Capital requirements, feel free to contact us on 0467 299 303 or email us at